:root {
  --navy: #063f75;
  --blue: #0a5aa5;
  --red: #e51d2a;
  --ink: #14283a;
  --muted: #5a7183;
  --line: #dbe6ef;
  --wash: #f3f8fc;
  --white: #ffffff;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--white); font: 16px/1.65 "Segoe UI", Arial, sans-serif; }
a { color: var(--blue); }
.site-header { border-bottom: 1px solid var(--line); background: rgba(255,255,255,.97); }
.nav { width: min(1120px, calc(100% - 40px)); min-height: 82px; margin: auto; display: flex; align-items: center; justify-content: space-between; gap: 28px; }
.brand { display: flex; align-items: center; gap: 14px; color: var(--navy); text-decoration: none; font-weight: 800; }
.brand img { width: 150px; height: 52px; object-fit: contain; }
.brand span { padding-left: 14px; border-left: 1px solid var(--line); }
.nav-links { display: flex; flex-wrap: wrap; gap: 22px; }
.nav-links a { color: var(--ink); text-decoration: none; font-weight: 700; }
.nav-links a:hover, .nav-links a[aria-current="page"] { color: var(--blue); }
main { min-height: calc(100vh - 210px); }
.hero { background: linear-gradient(120deg, #073e70 0%, #0a5aa5 68%, #0870bd 100%); color: white; }
.hero-inner { width: min(1120px, calc(100% - 40px)); margin: auto; padding: 76px 0 82px; display: grid; grid-template-columns: minmax(0, 1.25fr) minmax(280px, .75fr); gap: 64px; align-items: center; }
.eyebrow { margin: 0 0 10px; color: #bfe2ff; font-weight: 800; letter-spacing: .11em; text-transform: uppercase; font-size: .82rem; }
h1 { max-width: 760px; margin: 0; font-size: clamp(2.35rem, 5vw, 4.6rem); line-height: 1.02; letter-spacing: -.045em; }
.lead { max-width: 700px; margin: 24px 0 0; font-size: 1.18rem; color: #e7f4ff; }
.hero-card { padding: 28px; background: rgba(255,255,255,.1); border: 1px solid rgba(255,255,255,.25); border-radius: 18px; backdrop-filter: blur(6px); }
.hero-card strong { display: block; margin-bottom: 8px; font-size: 1.12rem; }
.hero-card a { color: white; }
.section { width: min(1120px, calc(100% - 40px)); margin: auto; padding: 70px 0; }
.section h2 { margin: 0 0 14px; color: var(--navy); font-size: clamp(1.8rem, 3vw, 2.7rem); line-height: 1.15; }
.section-intro { max-width: 760px; margin: 0 0 34px; color: var(--muted); font-size: 1.05rem; }
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.card { padding: 26px; border: 1px solid var(--line); border-radius: 14px; background: white; box-shadow: 0 12px 34px rgba(26,67,100,.07); }
.card h3 { margin: 0 0 8px; color: var(--navy); font-size: 1.18rem; }
.card p { margin: 0; color: var(--muted); }
.notice { margin-top: 34px; padding: 22px 24px; border-left: 5px solid var(--red); background: var(--wash); border-radius: 4px 12px 12px 4px; }
.legal { width: min(880px, calc(100% - 40px)); margin: auto; padding: 60px 0 80px; }
.legal h1 { color: var(--navy); font-size: clamp(2.2rem, 4vw, 3.4rem); }
.legal .updated { color: var(--muted); }
.legal h2 { margin: 34px 0 8px; color: var(--navy); font-size: 1.45rem; }
.legal h3 { margin: 24px 0 6px; color: var(--ink); }
.legal li + li { margin-top: 8px; }
.policy-links { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }
.button { display: inline-block; padding: 11px 16px; border-radius: 9px; background: var(--navy); color: white; text-decoration: none; font-weight: 800; }
.site-footer { background: #062f57; color: #dbeeff; }
.footer-inner { width: min(1120px, calc(100% - 40px)); margin: auto; padding: 32px 0; display: flex; justify-content: space-between; gap: 26px; flex-wrap: wrap; }
.footer-inner p { margin: 0; }
.footer-inner a { color: white; }
@media (max-width: 800px) {
  .nav { padding: 16px 0; align-items: flex-start; flex-direction: column; }
  .brand span { display: none; }
  .nav-links { gap: 14px 18px; }
  .hero-inner { grid-template-columns: 1fr; gap: 32px; padding: 58px 0; }
  .cards { grid-template-columns: 1fr; }
}
@media (max-width: 480px) {
  .nav, .hero-inner, .section, .legal, .footer-inner { width: min(100% - 28px, 1120px); }
  .brand img { width: 132px; }
}